Time to Make an Offer...?

Well, the year is almost over and now that the $8,000 Tax Credit has been extended into 2010, you're probably a little more relaxed about finding "the right one"...

So, what does it take for you to make an offer on a home?
Does it have to look right? Feel right? Be priced right? Be in the perfect location? Be a single~story? Two~Story? Does a fixer count?

If you have the right home in mind, don't hesitate!! Make the offer today!!!
With inventory flying off the shelves, so to speak, it may turn out just like Costco if you don't make your move now...and be gone next time you check.

Work with Your Realtor to determine, Price, financing and the best terms to help you accomplish your goals...and See You in the next few months, standing in the middle of your very own living room/backyard/etc.....

HAPPY HUNTING!!!

Mold Inspection

Hello!!
Hope this finds you well and happy.
How is your Summer?
I am in the process of going through an escrow where some mold was found in the house. Just experienced my first mold inspection yesterday. It wasn't all that you would expect. It was actually much easier.
The inspector came, opened up the cabinet under the kitchen sink, took a swipe/sample with a cloth or a qtip, (was kind of busy talking to the other Realtor so didn't actually see him "do it") and that was it. It's brought to the lab and then it will be tested. Within 2-3 days, we will know what type of mold it is and if it's potentially toxic when they begin to replace the wood under the kitchen cabinet..it's on the termite inspection.
I hope this is making sense?
I also hope for the best for all.

If you go on my youtube account (www.youtube.com/toddpicconi) and/or facebook (www.facebook.com/todd.picconi), you may find videos that I shot regarding this interesting topic.

Have a great August!!

I'm here when you need Great Real Estate Service!!

Your Real Estate Professional,
Todd

R E A L T O R . . . From R A N C H O C U C A M O N G A: How is the Inland Empire Real Estate Market Doing?

R E A L T O R . . . From R A N C H O C U C A M O N G A: How is the Inland Empire Real Estate Market Doing?

How is the Inland Empire Real Estate Market Doing?

I have my own stories....and they are great ones. Today, I bring you more feedback from outside sources which I read yesterday and thought, I have to put this out there and let others see it...I think this is a great article and hope you find the information useful.

Let's talk about it after you read it...comments?

Yours,
Todd

http://www.pe.com/business/local/stories/PE_News_Local_S_dataquick16.4157a3e.html

Chris Botti - Italia

These two are great together!!
Love watching the scenes in Italia.....Hope you ENJOY.
Todd

Picconi Honors Clients!!

Here is an article that was in Sunday's Paper about my Client Appreciation Night.

Special Thanks to:

Jerry Stapp

Yvette G. Picconi

Luigi Picconi

Evan R. Strano

Stefani Carrasco

Tio's in Rancho Cucamonga

John Brainard, Keyboard

Patricia Drake, Astrologer

and of course, My Valued Clients. AMEN.

Todd

Press

Morning Everyone!!

Haven't written on here for a while. Been working on alot of details that the business requires in order to make progress right now. May & June have been EXTREMELY POSITIVE & FULFILLING MONTHS for me. Special Thanks to Mike Williams and Andrea & Arlen Clemons on their recent closings!!

Enjoyed signing disclosures last evening with Nancy & Armando Castro. Their purchase is about to close next week. Special Thanks to Their Lender, Rochelle Cox, of Broadview Mortgage in Upland (and her staff including but not limited to Monica!!) for their high level of service they have and are providing.

Here is some of my recent press.

Also, you can now find me on facebook.

If you see me on there, let's be friends!!

See You Soon & Enjoy your July!!

My Best,

Todd

The Dash Movie

I'm very grateful for the opportunity to live my life the way I want to.
Thanks to all those who make that possible.
I'll always do all I can for you.

Here's a movie I received from a close friend of mine...just makes you think.
Hope your weekend is going well.
Take Care,
Todd

http://www.thedashmovie.com/

Birthday Boy

Happy Birthday Bill Ruh!!!

MORNING (PEER GYNT), DE GRIEG

Good Morning and Happy Father's Day to ALL THE FATHERS
out there!!!

Wishing you a Fabulous Father's Day Weekend!!!

Thank You for your friendship and business.
YOU ARE TRULY APPRECIATED.

MY BEST,
Todd

Governor Schwarzenegger Announces Inplementation of California Foreclosure Prevention Act

GAAS:310:09
For Immediate Release: Contact: Aaron McLear
Monday, June 15, 2009 Camille Anderson
916-445-4571

Gov. Schwarzenegger Announces Implementation of California Foreclosure Prevention Act to Help Families at Risk of Losing Their Homes

Governor Arnold Schwarzenegger today announced the implementation of the California Foreclosure Prevention Act, a law intended to promote affordable loan modifications for distressed California homeowners who might otherwise face foreclosure. The Act was proposed by the Governor and adopted by the legislature in the February budget package.

“I proposed the California Foreclosure Prevention Act to further help families at risk of losing their homes to foreclosure,” said Governor Schwarzenegger. “Foreclosures not only devastate families, they hurt neighborhoods and depress the California economy and budget. The implementation of this Act paired with previous actions taken here in California and federally will go a long way in helping mitigate the housing crisis.”

Specifically, the Act precludes a lender or servicer from filing a notice of sale for an additional 90 days unless the lender or servicer has a comprehensive loan modification program approved by regulators. On June 1, 2009, emergency regulations were adopted that set forth the criteria for a comprehensive loan modification program. The regulations also describe the application process that will be used by the State of California Department of Corporations, Department of Financial Institutions, and Department of Real Estate. As required by these regulations, mortgage lenders and servicers will receive a 30-day grace period from the 90-day foreclosure stay upon receipt by their regulatory agency of a substantially complete application. If the comprehensive loan modification program is approved by the applicants’ regulator, then the applicant will receive an exemption from the 90-day foreclosure stay as long as the applicant acts in accordance with the approved program.

Under the Act, a comprehensive loan modification program is one that modifies a borrower’s loan terms by changing the interest rate, amortization schedule, principal loan amount, or other appropriate factors that results in achieving a 38% debt-to-income ratio for the borrower. However, if the lender can document that a modification will result in a greater loss as compared to a foreclosure, the lender will not be compelled to offer a loan modification. The Act is compatible with the Obama Administration’s foreclosure relief plan and complements the federal effort.

“Loan Modifications are the best outcome for homeowners seeking to make their mortgage payments affordable,” said Department of Corporations Commissioner Preston DuFauchard. “There have been other resolutions to mortgage issues, including short term forbearance plans, but the modifications of terms that result in an affordable, sustainable payment is most likely to prevent foreclosure and preserve home ownership for tens of thousands of families in California.”

The Department of Corporations began tracking loan modifications in California in 2007 by surveying major mortgage lenders and servicers in the State. The monthly survey has shown an increasing trend toward more loan modifications, especially since the announcement of the Governor’s Subprime Mortgage Loan Agreement in November 2007. To view the latest loan modification survey results or find more information on the Governor's Subprime Mortgage Loan Agreement, visit http://www.corp.ca.gov/press/news/SubprimeLending.asp.

The California Foreclosure Prevention Act builds upon the Governor's previous actions to help stabilize California's housing market, including:
· Signing legislation to help protect homeowners by requiring a mortgage holder to provide a 30-day notice to a borrower prior to filing any default notice leading to the foreclosure. The new law also provides tenants of foreclosed properties a minimum of 60 days notice to move and requires holders of foreclosed properties to maintain the property.
· Announcing an agreement with major loan servicers to streamline the loan modification process for subprime borrowers living in their homes.
· Governor Schwarzenegger led efforts urging the Bush Administration and Congress to raise federal loan limits. Additionally, last fall, the Governor sent a letter calling on Congress to increase those limits and sent a similar letter again earlier this year. After Congress and the President approved a temporary increase, the Governor asked them to make the increase permanent.
· Launching a $1.2 million public awareness campaign to help educate homeowners about options that can help them avoid losing their homes to foreclosures.
· Establishing the Interdepartmental Task Force on Non-traditional Mortgages to ensure a comprehensive and coordinated approach to the issues raised by subprime loans.
· Announcing $5.6 million to help mortgage and banking industry workers laid off as a result of the subprime crisis make career transitions to high-demand jobs in other industries.
· Joining the OneCalifornia Foundation to announce a bridge loan fund for homeowners facing foreclosure in Oakland.
· Awarding $8 million to community based mortgage counseling providers around the state to help avoid foreclosures.

Toxic Personalities...

No, this doesn't have to do with Britney Spears!!!
I Love Britney!!

I thought this was interesting and may be helpful.
S T A Y P O S I T I V E


http://shine.yahoo.com/channel/life/8-toxic-personalities-to-avoid-461078/

John Husing and Gov Hutchinson to Speak...

Anyone who wants to know more information about California Real Estate and the Inland Empire Areas should attend....Ask me for tickets or buy direct from Lewis Playhouse.
Proceeds go to Operation Community Cares.

Thank You!!!


Here is the Direct link to buy tickets!
http://www.lewisfamilyplayhouse.com/events/view.php?eventid=0000001302

Strike

Very Nice, Evan!!!
Love the catwalk after you roll the strike, too.
Way to Go!!!
Todd

Conference Looks at Grim IE Economy...

Yukk.....

but still wanted to share with you.

Todd


Conference looks at grim IE economy

Median Home Price is $247,000

Hope you're enjoying your week before Memorial Day Weekend!!
Homes are selling...especially at these prices and interest rates.
It's A GREAT TIME TO BUY!!!
Call me today so we can get started.
Todd Picconi
9 0 9 . 9 0 8 . 7 3 7 6

Southland median home price falls to $247000 in AprilLos Angeles Times - CA,USA"Until those people are forced to sell, they're not going to," said Richard Green, director of USC's Lusk Center for Real Estate. "That might change if lots ...See all stories on this topic

Time for a Bird's Eye ...

Todd Gives Tips about his DAILY BLAST!!!
IF you'd like to subscribe...do it today.
You'll find JUST THE PROPERTY you want.
Todd

Todd's Nervous

Todd's First Annual Client Appreciation Evening....Nervous about it....and it went GREAT. Thanks to all of you who contributed to it....Stefani Carrasco....handled the details....

Pavarotti - Ave Maria - Schubert

Thinking of One of The Most
Incredible Women I have Ever Met....
My Nonna.
Happy Mother's Day, Nonna.
Ti Voglio Bene, Bella Bellina!!!
Ta

Melodramma / Andrea Bocelli

What a great song and beautiful scenery...Love the horse!!

Maggie Waller @Stone Creek Escrow

Laughing with Maggie Waller, Owner of Stone Creek Escrow in Upland at Todd's First Annual Early Summer Invitational.

Frances Howdyshell Describes How She Met Todd...

Todd's First Annual Early Summer Invitational.

Luigi Picconi

How do you know Todd?

Today's Real Estate Market...

Hello...Good Afternoon!!!
Wanted to write you a little bit and inform you as to today's real estate market and the climate...
It's a GREAT, EXCELLENT AND FANTASTIC TIME to BUY right now!!!!
Prices are INCREDIBLY LOW, INVENTORY IS DECENT/GOOD & INTEREST RATES ARE AMAZINGLY LOW!!!!
If you haven't thought about it, or started getting PRE~APPROVED for your loan, I WOULD HIGHLY RECOMMEND IT.

Here is just one of the outstanding opportunities currently available in today's marketplace....located in Master Planned Community of Archibald Ranch in Ontario...Check this place out!!!

http://www.youtube.com/watch?v=YMDsHcPyGb8&feature=channel_page

Keep me in mind when you're ready to start looking and I will help you get what you want....Meanwhile, Happy Spring & Happy Easter Weekend!!!

Your Real Estate Professional,
Todd Picconi

Starbucks & I E Figures/Stats

Morning!!
Found this article to one of my favorite venues....Starbucks!! HOPE your day is successful, happy and with many blessings!!
http://www.reuters.com/article/rbssConsumerGoodsAndRetailNews/idUSN2535986220090325

Also, here is a link to a video that I shot quickly yesterday for a property that is now, My Pick Of The Week....

http://www.youtube.com/watch?v=PK6I9xyo7xw&feature=channel_page

Since it's priced at $335,900, it will probably sell quickly....located in a great area!!!
(near Cable, not Brackett Airport in Upland)

Thank You,
Todd

Your RELAXATION ;)

Here is something for you to relax to....E N J O Y ! !

http://www.youtube.com/view_play_list?p=8503B14F30632D2A

Click link above then click "play all videos".

Lights Out!!

Hope you're enjoying the end to your week....

F Y I ~

Around the globe on March 28th, when the clock strikes 8:30 p.m. local time, Earth Hour will begin.

At this time, people around the globe will switch off their lights to demonstrate their support to reduce greenhouse gas emissions and global warming. The Eiffel Tower and other Parisian landmarks will fade to black, as Paris, the City of Light, heads a list of cities and towns that will join the world in making a visual vote for decisive action on climate change during Earth Hour 2009.

Omaha Jack's In Rancho Cucamonga, St. Patty's Day Celebration

WEREP Enjoyed their 4th Annual St. Patrick's Day Celebration....Over 100 people attended WEREP's St. Patrick's Day Celebration....There were live performers, Green Beer and lots of laughs, catching up and fun. Look who dressed up as a Leprachaun!!!

Here are the finals of front and back of my new business card. Thank You to all of you who made this possible and probable and who contributed to it's final "look". Love You...Todd

Obama's Administration Launches Housing Plan

http://news.yahoo.com/s/ap/20090304/ap_on_bi_ge/obama_housing

Leslie Appleton-Young Speaks....

Here is an article I found today about what she had to say...Hope you enjoy reading as much as I did.

http://www.sacbee.com/static/weblogs/real_estate/archives/020291.html

Have a Prosperous Day!!!

Todd

Make An Offer on It...Today!!

Today I was showing homes and it has been going well.........I believe 2009 will be an EXCELLENT & OUTSTANDING YEAR to purchase a new piece of real estate.
Maybe your primary residence, maybe a rental/investment property.
Whatever the case, be sure that when you see the one that you like, and that feels
right, that you jump on it. Don't hesitate, unless a voice in your head, or something
in the bottom of your stomach says, "Wait, don't do this!!"....then L I S T E N .

As a real estate professional, it's important to take heed and listen to my clients'
gut instincts....ultimately it will be them who are living in the property and making
the monthly payments. That's why I let them do the deciding.

Sure, I will help figure out which one of the homes is the better buys, along with
analytical documentation showing why and how.....it's important to all my clients
as well as myself, to ensure they are getting the most for their money. If not, why do it?

So, next time you are looking, and find the right home....JUMP, JUMP, JUMP....
(ESPECIALLY IF IT FEELS RIGHT)

Call on me anytime.....for Professional, Friendly Service.

Todd Picconi
Stapp Home Realty
909/908.7376

Clinton Responds to Criticisms.....

Hello!!
I am back to work this week and things are busy, busy, busy.
Are you ready to buy? If so, please call me. I have alot of GREAT BUYS
that are just waiting to be snapped up!! Seriously ~

Last week was probably the toughest, or one of the toughest weeks of my life.
I want to say a big, "Thank You" to many of you. You have all been so wonderfully
SUPPORTIVE, FRIENDLY & KIND. I was writing "thank you" cards over the weekend,
and one of the common threads on alot of them was.....
"It's people like you, who make times like these, easier to get through."....

Nuff said.....

Found this article, or even the thought of criticizing Bill Clinton for our state of affairs (economically), interesting. Also, thought that I would add: Nobody thought about it
or was upset at him when they were riding high. Sad...and this is one of the reasons, I
think that being the President of Anything can be challenging...especially, The GREAT COUNTRY
OF THE UNITED STATES OF AMERICA.
AMEN....Read on if you like....here's the link:

http://news.yahoo.com/s/time/20090216/us_time/08599187977400

NEW TAX CREDIT.....

HOT OFF THE MEDIA PRESSES & DELIVERED FOR YOU.....Today!!!

Last evening the United States Senate unanimously passed a bipartisan amendment, offered by REALTOR® Champions, Senators Johnny Isakson (R-GA) and Joe Lieberman (ID-CT) to the Economic Stimulus Bill creating a $15,000 tax credit to individuals who purchase a home in the next year.

Specifically, the Isakson-Lieberman amendment to the pending economic stimulus bill would provide a direct tax credit to any homebuyer who purchases any home. The amount of the tax credit would be $15,000 or 10 percent of the purchase price, whichever is less. Purchases must be made within one year of the legislation's enactment, and the tax credit would not have to be repaid.

The amendment would allow taxpayers to claim the credit on their 2008 income tax return. It also seeks to prevent misuse by only allowing purchases of a principle residence and by recapturing the credit if the home is sold within two years of purchase.

The amendment would sunset the current $7,500 housing tax credit on the date of enactment.While the final details of the Stimulus Bill are still being debated, this amendment represents a tremendous step forward in NAR's efforts to stabilize housing markets around the nation. Because of the efforts of REALTORS®, we expect the final Economic Stimulus Bill will contain several major housing provisions.

We will continue to update you as the bill progresses through the legislative process.

**Taken from the Inland Valley Association of Realtors Bulletin, dated February 5th, 2009.

REDC AUCTION SELLS PROPERTIES!!

Morning !!!

HOPE that all is well your end....Things are going well here....Just finishing up some work and headed to the Upland Caravan to hear about a First~Time Homebuyer Program that the City of Upland is sponsoring.

And how are you?

Let me know when you're ready to buy??

Here's an article about a recent auction...VERY COOL!!!

HAVE AN EXCELLENT DAY!!!

SEE LINK BELOW:

http://www.dailybulletin.com/ci_11629642

National Amount of Repossessed Homes...

More Nationally....Refers to Inland Empire, too.

http://www.guardian.co.uk/business/feedarticle/8329975

Home Prices Fall At RECORD RATE in November

Great Article....Really puts things in perspective that now is a GREAT TIME to buy....even since 1993!!! Thanks for sharing!!
Todd

http://www.dailybulletin.com/ci_11567394

Thank You for Your Prayers & Support for Nonna!!

Hello!!

I text messaged about 30 people (friends, associates, & loved ones) on Saturday around 1pm and have received a tremendous amount of support. I would like you to know how much your support has meant to me during this challenging time.

Nonna, my 93 year old Grandmother and Italian Import, had an acute stroke on Thursday Night/Friday Morning.....not sure of the time, but she was checked into the hospital Friday and tests were run and we don't yet have the results at this time.

It's a difficult time. I would ask that you please pray for my family at this time.

I am particularly concerned for Yvette, my sister and Papa.

Thank You for keeping them and of course, Nonna and myself in your prayers.

With everyone's help and energy, I know God's will can be done.

With Heartfelt Thanks & Appreciation,

Todd

Happy New Years & Horoscopes For All Signs for 2009!!

I have enjoyed the past few days of New Year's Resoluting and Celebrating/Festivities. A Special Thank You to My Clients Who were SO GENEROUS, New Year's Eve and Took Me Out & Showed Me a Great Time...You are AMAZING!!! Had a Great Time!!!

Wishing You Brightness, Happiness, Fulfillment and Success in 2009!!!

"SHINE IN 2009"

Todd

P.S. Here is a link to your Horoscope for 2009...Enjoy!!

http://shine.yahoo.com/page/2009-horoscope